THE WORD ON THE STREET
News and information from Spain
International Edition - March 2025
Welcome to the March issue of 'The Word on the Street'. This is your monthly news and information from Spain provided by Ábaco Advisers. We hope to keep you in touch with the news, events and just a little bit of gossip.
An essential tool to determine what renovations you can make to your future home
The urban planning certificate – an essential tool for peace of mind

If you are thinking of buying a property in Spain and are planning to make changes to the property you have in mind, then you really should consult the urban planning certificate. This certificate provides important information about what you can and can’t do to the property that could prevent you from buying something that doesn’t really meet your needs. In this article we explain more about it, why it is beneficial and how to obtain one:
Ábaco Club Facebook Page
Ábaco Club update

We’ve been out and about again, this time our members were treated to a day out in the Valle de Ricota and Cieza. This beautiful landscape is in the Murcia Region and at this time of year it is a delight to see with fields of peach, apricot, cherry and almond trees as far as the eye can see. Our guide was Alvaro who explained about the history of the area and about the flowering trees. After enjoying splendid views of the orchards we then enjoyed a delicious brunch at the Restaurante Jardines de Villanueva. You can see pictures of our day out on our Facebook page:
Living in Orihuela Costa Spain: The Definitive Guide
Living in Orihuela Costa

With its beautiful beaches and stunning coastline, Orihuela Costa is a popular destination for both holiday makers and those looking to move to Spain permanently. There’s so much going on here all-year round and every community is represented in each of its resorts of Playa Flamenca, La Zenia, Punta Prima, Campoamor and Cabo Roig. Here, David Ruiz from Relocate Spain explains about the area and what it has to offer:

Living in Orihuela Costa Spain: The Definitive Guide
Living in Fuerteventura Spain: The Definitive Guide
Making Fuerteventura your home

Fuerteventura is one of the Canary Islands and, as such, it is Spanish territory. It’s a stunning island with a whole range of scenery from sandy beaches to volcanic hills. It benefits from a pleasant climate throughout the year without having to travel too far from Europe. Those who enjoy nature and spending their time outside are likely to particularly appreciate this rich and varied island. To find out if it could be the right place for you to live, read David Ruiz’ article:

Living in Fuerteventura Spain: The Definitive Guide
How much tax will you pay on your pension in Spain?
Paying tax on your pension

In this article from Think Spain they outline what tax you are likely to pay on your pension if you are a foreigner living in Spain. Find out about tax on lump sums, state pensions and private pensions:

How much tax will you pay on your pension in Spain?
Brits in Spain Facebook
The call is more urgent – get your TIE!

If you are a British national and are still a green residency certificate holder then it really is time that you changed to the TIE. The British Embassy has cranked up the urgency of its request. Change to the new form of residency permit or risk getting caught out when new entrance and exit rules come into play in Europe. Ignore at your own risk!

See their announcement on the Brits in Spain Facebook page:


EuroWeekly passes on the same message:
Buying a Car in Spain: Taxes, Incentives and Deductions Explained (2025)
Buying a car in Spain

This is advice from Healthplan magazine. They outline the taxes associated with buying a used or new car. For example, you will need to pay IVA or transfer tax and registration tax. There are some discounts available, however, including deductions for electric vehicles and VAT deductions for the self-employed. Find out how much it is likely to cost you:

Buying a Car in Spain: Taxes, Incentives and Deductions Explained (2025)
Understanding property taxes in Spain: a guide for buyers
Spanish property taxes

This article from A Place in the Sun explains what taxes you need to pay if you buy a property in Spain. It also explains why prospective buyers shouldn’t be put off by Government threats of tax hikes:

Understanding property taxes in Spain: a guide for buyers 
UK passport fees set to rise again from April 2025
Passport fees increase

If you need to renew your British passport then be prepared to set aside a little more money than planned. From April 2025 the cost of a passport will go up by another 7% making a total increase of 25% in the last two years. The explanation? According to the Home Office, the intention is to make the system more self-sufficient:

UK passport fees set to rise again from April 2025 
Ryanair launches ‘Prime’ subscription for frequent flyers
Offer for frequent flyers with Ryanair

If you travel a lot with Ryanair then you might be interested to hear that they are introducing a new subscription loyalty programme. ‘Prime’ is designed to be an exclusive opportunity which will be limited to the first 250,000 members to apply. According to this article, you can benefit from discounted fares although you will have to pay to join the club:

Ryanair launches ‘Prime’ subscription for frequent flyers 
Get healthcare cover abroad with a UK GHIC or UK EHIC
Check your EHIC card

If you are planning your next break to your Spanish holiday home make sure that you have the correct health insurance card to cover you whilst you are away. The EHIC for British citizens is gradually being replaced by the UK Global Health Insurance Card (GHIC).

There is information on the NHS site:
 
Get healthcare cover abroad with a UK GHIC or UK EHIC

The MoneySavingExpert website provides more information about what’s changed and clear warnings about copycat sites that charge you for something that is free:
 
Free GHIC and EHIC

Healthplan Magazine provides more information:
Risky Business: Buying A Squatted Spanish Property To Save 60%
Would you buy a property complete with squatters?

You possibly didn’t even think this was an alternative and anyway why would you want to do this? However, some people do invest in property that comes with its own squatters. There is reasoning behind it – these properties are cheap. Spain Today explains what the options are – the risks and the possible advantages. It definitely is a gamble!

All-in on the Spanish dream: The risks and rewards of retiring in Spain
The risks and rewards of retiring to Spain

In this EuroWeekly article they balance the potential benefits and the risks of making Spain your home in retirement. If this is something you are thinking about then doing your research and planning well ahead is definitely advisable:

All-in on the Spanish dream: The risks and rewards of retiring in Spain 
Our week in Nerja with A Place in the Sun: 11 properties, one offer and a proposal.
Finding a property in Nerja – the dream come true

If you are an addict of A Place in the Sun then you know how frustrating it can be when couples don’t find their ideal property. Usually it’s because their budget is too low or they simply can’t agree on what their priorities are. In this A Place in the Sun article we read about Geraldine and Tim who didn’t find the right match during the programme but made it happen in the end:

Our week in Nerja with A Place in the Sun: 11 properties, one offer and a proposal
Lady Gaga brings her ‘Mayhem’ World tour to Barcelona this october
Lady Gaga in Barcelona

If you have heard of Lady Gaga, then you might be interested to know that her world tour is coming to Barcelona in October. You can find out more about the venues and where tickets are available from this article in EuroWeekly:

Lady Gaga brings her ‘Mayhem’ World tour to Barcelona this october
What interests you?
What interests you?

We would welcome any suggestions for future themes you would like us to cover either in the newsletter or in an article on Spain Explained.

Please let us know by email at newsletter@abacoadvisers.com.

Thank you!
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