Information about Spanish banks
Monday, August 7, 2017
During the very busy years of buying in Spain, mortgages were easy to get hold of. Banks carried out only the most rudimentary of checks and purchasers often knew little about the mortgage they’d...
Thursday, December 22, 2016
The EU Court of Justice has ruled that banks in Spain must return all the interest on mortgages that they have over-charged prior to 2013 as well as after. During the property boom, many Spanish...
Wednesday, July 20, 2016
A judge has ruled that a clause included in 30% of mortgages in Spain is illegal. Ábaco’s legal department explain why and what this might mean for you.
In the past, Spanish banks have not always...
Monday, March 23, 2015
This is a question that we have been asked quite frequently recently. It’s a busy time for buying in Spain and those who do have their sights set on having their own property here want to do it right...
Wednesday, February 5, 2014
You may have already received a communication about SEPA in Spain. SEPA stands for the Single Euro Payments Area. It is an initiative introduced by the EU governments, the European Commission and the...
Wednesday, January 22, 2014
There was a time when getting a mortgage in Spain was a relatively straightforward process. Before the economic turbulence of the past few years, most people could get one with a small deposit and...
Thursday, March 28, 2013
It should be a time for rejoicing for anyone with a mortgage. With interest rates so low, provided you are still in employment, you should at least be enjoying the lowest level of mortgage repayments...
Wednesday, February 20, 2013
We all know how difficult it can be to work your way through small print. Who actually does? Often written in legal terms, and as the name suggests, in very small letters, it is unintelligible to the...
Tuesday, January 29, 2013
Preference shares are shares in a company which give their holders an entitlement to a fixed dividend but do not usually carry voting rights. They have made the headlines recently because of the...
Thursday, January 24, 2013
The banks have received a significant amount of bad press. This unwelcome attention is not confined to Spain. It perhaps comes as no surprise that banks are being held to account for some of the...
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